WooCommerce enables you to create an online store on your WordPress website, allowing you to sell physical products, digital products, and even subscriptions. However, the default WooCommerce setup includes only a few built-in payment options. Luckily, there are plenty of free and premium WooCommerce payment gateway plugins available to expand your options.
What is a payment gateway, and how do you choose one?
A payment gateway is a web-based service that allows businesses to accept and process payments, such as debit and credit card transactions. If you’re running an online store, you’ll need a payment gateway to handle payments. However, if you’re only accepting payments in a physical store, a payment gateway is unnecessary.
There are two main types of payment gateways:
- Redirection Gateway
- Direct Gateway
A redirection gateway redirects your customer to the payment provider’s website to complete the transaction. This is a good option if you prefer not to handle sensitive customer information, such as credit card details.
A direct gateway allows customers to pay directly on your website. This is generally preferred by businesses, as it creates a more professional experience and builds trust with your customers. However, it’s essential to ensure your website’s security is always up-to-date when using this method.
Finally, make sure your chosen payment gateway supports transactions from both your country and the countries where your customers are located. To avoid potential issues, you can either mix and match different gateways or set up a primary gateway that covers most of your customers, offering alternative gateways as backup options.
1. WooPayments
WooPayments is a streamlined payment plugin tailored for WooCommerce stores, offering secure acceptance of major credit and debit cards, as well as local payment methods, without any setup fees or monthly charges. This plugin integrates seamlessly into your store’s dashboard, allowing you to manage cash flow, handle disputes, and track recurring revenue directly within WooCommerce.
One of WooPayments’ standout features is the ability to customize deposit schedules. You can transfer funds to your bank account on a schedule that suits your needs—whether daily, weekly, monthly, or on-demand. Additionally, WooPayments supports multi-currency transactions, letting you accept payments in over 135 currencies.
To enhance customer convenience, WooPayments also supports multiple payment methods, including WooPay, Apple Pay, Google Pay, and more. Overall, WooPayments simplifies the payment process for both store owners and customers.
2. WooCommerce Stripe Payment Gateway
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The WooCommerce Stripe Payment Gateway plugin offers an easy and quick integration with Stripe, enabling merchants to set up, test, and launch their payment systems within minutes. It supports a wide range of payment methods, including credit and debit cards, Apple Pay, Google Pay, Alipay, AfterPay, Stripe Checkout, and more, ensuring a seamless and versatile checkout experience for customers.
The plugin is fully compliant with Strong Customer Authentication (SCA) and supports 3D Secure authentication, aligning with European regulations and providing an extra layer of security for card payments. It also works smoothly with subscription plugins, making it ideal for handling recurring payments for subscription-based products.
With this plugin, merchants can easily monitor transactions via the integrated Stripe Dashboard within WordPress. The ability to toggle between test and live modes allows you to fine-tune your setup, and Stripe Checkout is optimized for higher conversion rates, making this plugin a comprehensive, secure, and reliable payment solution for WooCommerce stores.
3. Mollie Payments
Mollie Payments is a user-friendly plugin designed to streamline payment processing for WooCommerce stores. It enables quick integration of both global and local payment methods, offering customers a variety of options at checkout. The plugin’s fast onboarding process and multilingual support make it easy to set up and resolve any issues efficiently.
With Mollie, you can fully customize your WooCommerce checkout experience to suit your brand. The plugin also provides essential features like cash flow management, subscription payments, and hassle-free refund processing. Additionally, you only pay for successful transactions, and Mollie offers flexible payout schedules, allowing you to choose daily, weekly, monthly, or on-demand transfers based on your business needs.
4. Square
The Square plugin simplifies payment processing for businesses, offering clear and transparent rates along with fast deposits within 1-2 business days. Whether selling online, in-store, or on the go, Square allows merchants to accept payments anytime, anywhere, maximizing their sales potential.
Supporting all major debit and credit cards, Square serves a broad range of customers and businesses in regions such as the US, Canada, Australia, Japan, the UK, France, Spain, and Ireland. The plugin offers a flat-fee pricing structure for both online and in-person transactions, with custom rates available for businesses that meet specific criteria, though rates may vary by country.
Security is a top priority for Square, providing end-to-end encryption and PCI-DSS compliant payment processing. Unlike many other providers, Square does not charge additional fees for PCI compliance or security, ensuring a safe and seamless payment experience for merchants without hidden costs.
5. Authorize.net
The Authorize.net plugin for WooCommerce offers a robust and secure integration, ensuring reliable payment processing for your online store. With this extension, customers can securely save their payment details for faster checkouts, enhancing the user experience. It also supports WooCommerce Subscriptions, WooCommerce Pre-Orders, and Accept.js, making it compatible with a variety of WooCommerce features.
Authorize.net is widely recognized for its easy-to-use and cost-effective credit card and eCheck processing services. This integration offers key features such as customer profiles, card tokenization, and eCheck processing, allowing businesses to maintain control over the checkout process without redirecting customers off-site. The plugin uses SSL encryption for PCI compliance, ensuring a secure payment environment.
Overall, the Authorize.net Payment Gateway extension provides a trusted, efficient solution for simplifying payment processes on WooCommerce stores, offering both convenience and security for businesses and customers alike.
6. Payoneer Checkout
Payoneer Checkout for WooCommerce provides businesses with a global payment solution, allowing them to accept payments and manage various financial needs through a single account. With two integration options for quick setup, the plugin offers flexibility for fast implementation.
Payoneer Checkout comes with a test environment for simulating payment scenarios, enabling businesses to handle real-time card transactions, refunds, partial refunds, and chargeback management. Supporting over 120 currencies, and accepting payments from Visa, Mastercard, and PayPal, the plugin is well-suited for handling international transactions.
Its responsive design ensures smooth performance across both mobile and desktop devices. The plugin also includes smart fraud detection technology to safeguard transactions and provides customizable payment pages for a tailored user experience. Backed by 24/7 customer support available in over 35 languages, Payoneer Checkout offers a comprehensive, secure, and user-friendly tool for businesses aiming to simplify and scale their online payment processes.
